Important Risk Information

State Street Global Advisors (SSGA) is now State Street Investment Management. Please click here for more information.

Investing involves risk including the risk of loss of principal.

ETFs trade like stocks, are subject to investment risk, fluctuate in market value and may trade at prices above or below their ETF’s net asset value. Brokerage commissions and ETF expenses will reduce returns.

This communication is not intended to be an investment recommendation or investment advice and should not be relied on as such.

All information is from SSGA unless otherwise noted and has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.

Frequent trading of ETFs could significantly increase commissions and other costs such that they may offset any savings from low fees or costs.

Diversification does not ensure a profit or guarantee against loss.

There can be no assurance that a liquid market will be maintained for ETFs.

Equity securities may fluctuate in value and can decline significantly in response to the activities of individual companies and general market and economic conditions.

Concentrated investments in a particular industry, sector or asset class generally tend to be more volatile than the overall market and increases risk for higher volatility and be affected by factors affecting sectors or industries, could reduce returns, potentially causing the value of the Fund to underperform other investments.

Passively managed funds invest in eligible securities, holding a range of securities in the index, and cannot adjust fund holdings or exposure to avoid market downturns or respond to changing market conditions.

Select Sector SPDR Funds are higher level of risk than more broadly diversified funds. An ETF’s subject risks, including the possible loss of principal. Sector ETFs produces are subject to sector risk and concentration risk, which generally results in greater price volatility.

Intellectual property information: The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“S&P DJI”) and have been licensed for use by State Street Global Advisors. S&P®, SPDR® , S&P 500® ,US 500 and the 500 are trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”) and has been licensed for use by S&P Dow Jones Indices; and these trademarks have been licensed for use by S&P DJI and sublicensed for certain purposes by State Street Global Advisors. The fund is not sponsored, endorsed, sold or promoted by S&P DJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of these indices

The trademarks and service marks referenced herein are the property of their respective owners. Third party data providers make no warranties or representations of any kind relating to the accuracy, completeness or timeliness of the data and have no liability for damages of any kind relating to the use of such data.

The information provided does not constitute investment advice and should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell any security. It does not take into account investor’s particular investment objectives, strategies, tax status or investment horizon. You should consult your tax and financial advisor.

Before investing, consider the funds’ investment objectives, risks, charges and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call 866.787.2257 or visit ssga.com. Read the prospectus carefully before investing.

Distributor State Street Global Advisors Funds Distributors, LLC, member FINRA, SIPC, an indirect wholly owned subsidiary of State Street Corporation. References to State Street may include State Street Corporation and its affiliates. Certain State Street affiliates provide services and receive fees from the SPDR ETFs.

None of State Street Corporation, State Street Investment Management, SSGA Funds Management, Inc. or any of their affiliates or subsidiaries (“State Street”) are affiliated with Vettafi ETF Strategies. However, State Street may enter into, and may have entered into, certain marketing arrangements with VettaFi ETF Trust and VettaFi ETF Distribution, including arrangements relating to Sponsor ETFs. State Street does not endorse VettaFi ETFs or VettaFi ETF Distribution and disclaims any liability associated with VettaFi ETFs or VettaFi ETF Distribution.

The whole or any part of this work may not be reproduced, copied or transmitted on any form or by any means disclosed to third parties without SSGA’s express written consent.

© 2026 State Street Corporation. All Rights Reserved.

Not FDIC Insured – No Bank Guarantee – May Lose Value

8895632.1.1.AM.RTL
Expiration Date: 12/31/26